Jared Leichliter

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Mortgage Wholesale Network
Phone: 714-462-9600
Toll Free: 888-842-4452
Fax: 888-511-7301
NMLS# 921216 | CA BRE# 01923761

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Featured Posts

Call in the Pros: 4 Ways That Using a Mortgage Professional Will Save You a Lot of Money

It may seem better to go it alone when it comes to acquiring a mortgage, but there are many benefits associated with using a mortgage professional that can make finding your dream home a lot easier. If you're currently getting prepared to hit the market and are weighing your options, here are some reasons that a professional who knows the neighborhood will save you money. Strong Market Knowledge Many homebuyers can take a look at the MLS listings to find the price of properties selling in the area, but a mortgage professional will know the market without having to look at a book. This means that if you have an ideal house in mind, they'll be able to determine the right offer for the home … [Read More...]

2017 Home Decor Trends: Stay on Top of Modern Trends With This Handy Guide

Now that 2017 is here, it's time to consider which upgrades you will make to your home. If you don't have any major renovations planned, you can still tackle smaller projects or theme rooms. In today's post we'll explore some of the home decor trends expected to be popular in 2017. Paint Colors: Confident, Composed & Comfortable According to the color experts at paint company Behr, 2017's trend colors express confidence, composition and comfort. If you plan on painting accent walls, rooms or even your entire home this year, these are worth exploring. Confident palette colors include the bluish-green Jade Dragon, the fiery red Hot and Spicy and more. The Composed Palette is a bit muter, … [Read More...]

4 Misconceptions About Reverse Mortgages — and Why You May Decide You Want One

With so many mortgage products available on the market, it can be hard to know which ones will serve you best as a homeowner. As a result, there are many mistruths surrounding the reverse mortgage products. If you've heard of this homeownership option and are wondering what it can do for you, let's clear away some of the misconceptions. You Must Own Your Home It can certainly be helpful to own your home outright if you're looking into a reverse mortgage, but it's not actually necessary. Instead, it's important for you to have a high amount of equity in your home so that lenders can be sure that you're a solid financial bet. While the balance you should have on your home varies based on a … [Read More...]

Buyer’s Remorse: 3 Things You Should Never Say When You’re Negotiating to Buy a Home

The prospect of finding the home you've always dreamed of can be such an exciting prospect that it's easy to forget all about the process of negotiating. However, it's important to keep a few things to yourself when it comes to the art of making the deal. If you're currently searching for the right place and are preparing to sign on the dotted line, here are a few phrases it's best to avoid. Declaring It Your Dream Home There's nothing wrong with finding the ideal home and getting enthusiastic about the prospect of owning it, but it's very important not to say too much to the homeowner or the homeowner's agent. While it's certainly welcome to be a polite home viewer and mention some of the … [Read More...]

What’s Ahead For Mortgage Rates This Week – February 13, 2017

Last week's scheduled economic readings were limited and included new jobless claims and Freddie Mac's mortgage rates survey. In other news, all types of mortgage applications rose by 2.30 percent this week as compared to the prior week. Mortgage Rates Lower, Home Loan Applications Rise Freddie Mac reported lower mortgage rates for fixed rate and 5/1 adjustable mortgages; the average rate for 30-year fixed rate mortgages dropped two basis points to 4.17 percent. Average rates for 15-year mortgages also dropped two basis points to 3.39 percent. 5/1 adjustable mortgage rates averaged 3.21 percent, which was also two basis points lower than the previous week. Discount points averaged 0.40 … [Read More...]

Worried About Future Mortgage Rate Increases? Here’s How to ‘Stress Test’ Your Finances

When it comes to real estate, there are always going to be upswings in the market that will have an impact on your mortgage payment and overall financial health. However, with a fluctuating market here to stay, you may be wondering how you can guard your biggest investment and your finances against rate increases. If you're concerned about rates on the rise, here are a few tips to test out you're fiscal well-being. Calculate Your Debt-To-Income Ratio It's beneficial to determine your DTI ratio prior to purchasing a home, but since debt and housing costs are always fluctuating, calculating this number again can be a wakeup call. By adding up your monthly expenditures (including any debt), and … [Read More...]